As a bankruptcy attorney, I often receive calls from wife in question, who do not want to be on the hook for future spouses debts. She is in love with him and I can not wait to get married. They are meant for each other. But who wants to get the debt tied to another person? Love can sometimes go out the window when some garnishing creditor takes all his money from your bank account.
Just the other day I was talking to a lady of Hiram, GAin this type of situation. The credit is perfect. He was not. This was his first marriage and his second marriage. She has no credit card debt. Instead, it was $ 50,000.00 in credit card debts. My interest was further accentuated by the fact that his house was paid five years Hiram GA. Until his name on the note of his house, the property is safe from his creditors, after they marry. Until you sign contracts with him, their credit will be safe.
The good news for residents of Georgia is that there is joint marital property. Therefore, you may have no way to land someone for debt for the spouse to sign a new contract if you commit to that responsibility. In Georgia, the marriage itself is not liable for the debts of the spouse. You can go ahead and marry Romeo without worrying about its creditors seizing your bank account.
I practice law only in case of insolvency of the consumerGeorgia>. If you live in a community property state, call a bankruptcy attorney in your area and let your situation to be written.
Even if you live in Georgia, could be a good idea for him to file bankruptcy before, so marry who you can begin the marriage with a clean slate.
If you marry, you might also be a good idea for you to file tax returns separately. If you sign a joint declaration of tax, are jointly and severally liable for the taxreturn on that debt. I have many customers had divorced, but are stuck buying settle his tax debt, because he signed the joint return. "But the accountant said it will reduce their tax liabilities if brought with him." Although this may be true, the bottom line is that it is stuck because of taxes.
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