Whether you reside in Colorado or any where in the country, with the assistance of your lawyer you can keep your home for good. And in order to help yourself get back on track, you are not going to try to get your lender and his lawyers to see things from your perspective; you are going to have to see things from theirs. When you are able to fully understand how they think and what is important to them, you will know how to make them an offer that they can't refuse - an offer that will stop the foreclosure.
You are already in a bad situation when you know that a foreclosure is on the way. What to do? Stop, think, analyze the situation, and then do something to keep it from getting worse. Often that might require bringing in the person you owe to the discussion table and pointing out ways they may still make money by letting you stay. And friend, your argument had better be convincing.
There are mainly two parties to a foreclosure: you, and them, and then anybody else whom you choose to bring into the picture. What you need to do to stop the foreclosure is to look for something that everyone will consider a profit for them and make the presentation. Naturally, for you it will be keeping your home; but for them, it had better be more money.
They do not stand to gain a lot by foreclosing in your home, your lenders. Instead they are losing a perfectly good source of income for the next couple of years. This is what you need to make them see so that they do not follow through with the foreclosure. You'd be surprised at how well it works.
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